Razorpay Configuration

Getting Started with Razorpay

• Visit Razorpay Dashboard

• Complete account registration with business details

• Verify your business information

• Provide business documentation

• Verify business address and contact details

• Complete Know Your Customer (KYC) process

• Wait for account approval (1-2 business days)

• Go to Settings → API Keys in your Razorpay dashboard

• Click Generate Key Pair

• Copy the Key ID (starts with rzp_test_ or rzp_live_)

• Copy the Key Secret (starts with rzp_test_ or rzp_live_)

• Important: Keep your Key Secret secure and private

• Navigate to Settings → Webhooks in Razorpay dashboard

• Click Add Webhook

• Enter webhook URL: https://your-domain.com/webhooks/razorpay

• Select these events:

• payment.authorized

• payment.failed

• payment.captured

• payment.cancelled

• Copy the webhook secret if provided

Razorpay Configuration Fields

• Purpose: Public identifier for your Razorpay account

• Format: Starts with rzp_test_ (test) or rzp_live_ (production)

• Security: Safe to expose in client-side code

• Example: rzp_test_ABC123DEF456GHI789JKL012MNO345PQR678STU901VWX234YZA567BCD890EFG

• Purpose: Private key for server-side API authentication

• Format: Starts with rzp_test_ (test) or rzp_live_ (production)

• Security: NEVER expose this key in client-side code

• Example: rzp_test_ABC123DEF456GHI789JKL012MNO345PQR678STU901VWX234YZA567BCD890EFG

• Purpose: Verifies webhook authenticity from Razorpay

• Format: Custom string set in Razorpay dashboard

• Security: Keep this secret and secure

• Optional: Recommended for production environments

• Example: whsec_1234567890abcdefghijklmnopqrstuvwxyz

Razorpay Supported Features

• Credit/Debit Cards (Visa, Mastercard, RuPay, American Express)

• UPI (Google Pay, PhonePe, Paytm, BHIM)

• Net Banking (All major Indian banks)

• Digital Wallets (Paytm, Mobikwik, Freecharge)

• EMI Options (3, 6, 9, 12 months)

• Bank Transfers (NEFT, RTGS, IMPS)

• All major Indian payment methods

• UPI integration

• Net banking support

• EMI options

• GST compliance

• PCI DSS compliance

• 3D Secure authentication

• Fraud detection systems

• Encrypted data transmission

• Secure webhook verification